Limvica, Sharon, and Putri Wahyuni. 2025. “The The Influence of Financial Literacy and Financial Technology on the Financial Performance of MSMEs (Case Study on MSMEs in Asia Mega Mas) : Pengaruh Literasi Keuangan Dan Financial Technology Terhadap Kinerja Keuangan UMKM (Studi Kasus Pada UMKM Di Asia Mega Mas)”. PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) 4 (1):37-48. https://doi.org/10.47663/ibec.v4i1.355.