Carren, and Deliyanti Simbolon. 2025. “Analysis Analysis of the Influence of Corporate Governance and Digital Financial Innovation on Increasing MSME Income in Cemara Asri, Medan. : Analisis Pengaruh Tata Kelola Perusahaan Dan Inovasi Keuangan Digital Terhadap Peningkatan Pendapatan UMKM Di Cemara Asri, Medan”. PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) 4 (1):72-83. https://doi.org/10.47663/ibec.v4i1.370.