The Effect of Financial Behavior and Income Level on Investment Decision in Digital Era

Wilson; Frenky Situmorang; Putri Wahyuni

doi:10.47663/ibec.v2i1.130

Authors

Wilson Sekolah Tinggi Ilmu Ekonomi Eka Prasetya
Frenky Situmorang Sekolah Tinggi Ilmu Ekonomi Eka Prasetya
Putri Wahyuni Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

DOI:

https://doi.org/10.47663/ibec.v2i1.130

Keywords:

Financial Behavior, Income Level, Investment Decisions

Abstract

This study aims to determine whether financial behavior and income level have a significant effect on investment decisions of STIE Eka Prasetya permanent lecturers. This study uses quantitative data method and the data source is primary data. The population in this study are all permanent lecturers who taught at STIE Eka Prasetya, totaling 33 permanent lecturers. The sample in this study includes all permanent lecturers teaching at STIE Eka Prasetya, using a saturated sampling method. Data analysis and testing consist of validity test, reliability test, descriptive statistics, the classical assumption test, multiple regression analysis, partial hypothesis testing (T test), simultaneous hypothesis testing (F test), and coefficient of determination test (R²). The results of this study indicate that financial behavior has a significant effect on investment decisions with a calculated T-_count of 2.113 > T-_table of 2.039. Income Level does not have a significant effect on investment decisions with a calculated T-_count of 0.821 < T-_table of 2.039. Financial behavior and income level have a significant effect on investment decisions with a calculated F-_count of 4.569 > F-_table of 3.32 and a regression coefficient value of 23.3%.

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